Mastercard Promotes Adaptive Commercial Acceptance Model

Mastercard outlines a shift in B2B payments as acceptance moves from bilateral contracts into software workflows, Marc Pettican told PYMNTS. The company is embedding virtual cards, richer remittance data and reconciliation via its Commercial Connect API to reduce exceptions and improve cash flow. Mastercard expects APIs and AI-driven decisioning to dynamically choose payment methods and accelerate supplier adoption across verticals.