Klarna Backs Google's Universal Commerce Protocol

Klarna says it is backing Google's Universal Commerce Protocol (UCP) and Agent Payments Protocol (AP2) to standardize how conversational AI agents discover products and execute transactions. By integrating UCP and AP2, Klarna enables its flexible payment options and real-time decisioning within agent-driven shopping, reducing platform-specific integrations and lowering technical debt for merchants while emphasizing data hygiene and operational transparency.