Anthropic Undercuts API With Better Subscription Value

Anthropic's Claude subscription plans deliver substantially more token value than API access, an analysis published January 25, 2026 finds. Using unrounded floats and internal "credits", the author shows the Max 5× plan offers about 13.5×–36.7× API-equivalent value in examples, while the Max 20× plan raises per-session limits but only roughly doubles weekly capacity versus 5×. Free cache reads magnify savings.